Charitable Gift Annuity—Keeping it Simple

Published in: Update - Issue 2 - 2014 »   
Graphic of side profile of a white ceramic pig with the Leader Dogs for the Blind logo on the side

One of the easiest ways of making a gift to a charity is through a Charitable Gift Annuity (CGA). At its heart, a CGA is simply a contract between you (a donor) and Leader Dogs for the Blind (a charity). In exchange for a gift of a specified amount, we agree to make specified payments for life to one or two beneficiaries. Upon the passing of the last beneficiary, Leader Dogs for the Blind will receive the remainder of the gift. It really is that simple.

In addition to the short, straight-forward contract, donors benefit now by receiving tax deductions, capital gains tax savings, guaranteed annual payments and the satisfaction of helping the mission of Leader Dogs for the Blind.

If you haven’t thought about a CGA in the past, why not give it some thought now and seriously consider making a gift by way of a Charitable Gift Annuity. It is a very good way to combine a charitable deduction now, income for one or two lives and an eventual significant benefit to a favorite charity… like Leader Dogs for the Blind.

Please contact Roberta S. Trzos, CFRE, director of planned and personal giving at 248/659.5014 or rtrzos@leaderdog.org to learn more about Leader Dog CGAs.

Single Life Rates (2014)

  • 65 years - 4.7%
  • 70 years - 5.1%
  • 75 years - 5.8%
  • 80 years - 6.8%
  • 85 years - 7.8%
  • 90 & up - 9%

Two Life Rates (2014)

  • 65 years - up to 4.5%
  • 70 years - up to 4.9%
  • 75 years - up to 5.6%
  • 80 years - up to 6.6%
  • 85 years - up to 7.6%
  • 90 & up - up to 8.8%